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Building and Contents Insurance

As well as arranging mortgages for our clients we can also arrange the insurance you need to go with owning a home.

If your property is used as security for a loan (a mortgage or another secured loan) then it will likely be a requirement that you arrange and maintain suitable insurance cover for the building for the term which the loan covers. This requirement ensures that should something untoward happen to your home, for example a fire or a flood, the value of your property (and your lender's investment) is not adversely effected.

We also recommend that you get contents insurance to cover all your belongings, fixtures and fittings in your home.

Contents insurance covers your possessions inside your home, for example furnishings. Cover is provided either on a 'like for like' or a 'new for old' basis. A like for like basis will provide you with monetary compensation equivalent to the value of your insured item just before it was damaged. Whereas new for old will provide you with monetary compensation which would allow you to replace the damaged item with an equivalent new item.

We are an independent insurance broker and we search the whole of the market to find the most competitive deal for your requirements.

If you would like a home insurance quote, please complete the no obligation online quotation form.

Get an online life insurance quote

Or call our specialist Insurance team on:

0845 257 2492

Adding existing debt to your mortgage will increase both the repayment term and the overall cost. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

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We specialise in providing mortgages to army, navy and airforce personnel. Find out more about our mortgages for HM Forces >>

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Stirling Mortgage Network Limited is a company registered in England no. 04405935. Registered Office: Fairstowe Chambers, Library Road, Ferndown, Dorset, BH22 9JW. Stirling Mortgage Network Limited is authorised and regulated by the Financial Services Authority FSA Reg. 301049. This site is directed only at persons in the UK. Calls to Stirling Mortgage Network Limited will be recorded for training and monitoring purposes. Investment mortgage contracts are not regulated by the Financial Services Authority. A broker fee is chargeable on completion depending on your circumstances, however this fee will be no more than 3% of the loan amount (subject to a minimum of £950). Early repayment charges will apply. These charges vary depending on the mortgage you choose. For full details please ask for a personalised illustration.