Mortgages for hotels, guest houses, and B&Bs

Commercial mortgages for hotels, guest houses and B&Bs are viewed by many financial institutions as high risk lending opportunities. This is why it is important to have an experienced team on your side.

At Stirling Mortgages our Commercial Mortgage team has extensive experience arranging mortgages for hotels, guest houses and B&Bs. We always recommend that our clients have put together a detailed business plan and financial forecast for the business, as this can help you achieve more favourable lending rates.

If you have previous experience in the sector it will also help you to achieve more favourable rates.

Borrowers wishing to purchase a hotel, guest house or bed and breakfast can expect to pay the Bank Base Rate + 1.5% to 2.5%, with a maximum loan of between 75% and 85% of the value of the property. The maximum term of a commercial mortgage on a hotel, guest house or B&B tends to be 30 years.

If you are interested in obtaining a quote for a mortgage for a hotel, guest house or B&B, please call our Commercial Mortgage team on:

0845 257 2492

Or apply online now for a no obligation quote.

Get your fast, no obligation, mortgage, remortgage or loan quote now.

We can arrange commercial mortgages for up to 85% of the property value irrespective of past credit problems or the accounts you have available.

• Mortgages for pubs, restaurants and take-aways
• Mortgages for farms and agricultural businesses
• Mortgages for retail shops
• Mortgages for hotels, guest houses, and B&Bs
• Mortgages for industrial and warehouse units
• Mortgages for offices
• Commercial mortgages for professional premises
• Commercial mortgages for care homes
• Semi Commercial Mortgages