Do you need to reduce your monthly outgoings?

At Stirling we have helped lots of our customers save hundreds of pounds on their monthly outgoings. These customers often had high monthly expenses with high mortgage, credit card debts and other loan payment. By remortgaging against their property we helped them consolidate all of their loans and debts into one lower monthly payment.

For some customers this payment is less than their original mortgage payment by alone!

If this sounds familiar and you would like to reduce your monthly outgoings, contact us or request a quote online.

How can we reduce your monthly payments?

Low interest rates on mortgages generally only last for 2 to 3 years. If you have had your mortgage longer than this and haven't remortgaged, you could be paying more than you need to.

When your introductory period finished it is most likely your lender put you on a standard variable rate. These rates are normally 2% higher then the best deals available.  This means on an average mortgage of £150,000 it would be costing you an extra £3,000 a year.

If you also have credit cards and other personal loans you will probably be paying high interest payments. Credit cards and personal loans generally have much higher interest rates than mortgages. So by consolidating these debts into a mortgage you can significantly reduce your monthly payments.

At Stirling Mortgages we access the whole of the market. This means that we can find the best mortgage for you from all the available lenders. These include mortgages that have no up front costs, to help keep your costs down.

Don't worry if you have a poor credit rating or have the bank breathing down your neck. We can help you no matter what your circumstances and we specialise in fast decisions.

If you would like to find out how we can help you reduce your monthly outgoings, don't hesitate, call us now, on:

0845 257 2492

or apply for an online quote now